A Lesson in Asset Progression Dear H & A, As our family embarks on a new chapter, we find ourselves at the crossroads of a significant decision: upgrading from our HDB flat to a condominium. This journey, filled with learning curves and crucial decisions, is something I want to share with you. It’s not just …
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Finding Wealth in Health: A Father’s Reflection Dear H & A, Life has a way of teaching us about balance. We talk often about money, about saving, and making smart financial choices. Yet, today I’m compelled to talk about another kind of wealth, one that often gets overshadowed by our chase for material success: …
Financial Literacy for Kids: A Singaporean Dad’s Reflection Dear H & A, Growing up in Singapore, a prosperous and bustling city-state, I was shielded in many ways from the harsher realities of financial burdens. Our family never talked about money when I was your age. Your grandparents, though not rich nor highly educated, always …
University, the Modern World, and Our Choices Ahead To my precious H & A, It’s a strange world we live in, my darlings. As I sit down to pen this, memories of my own school days and the immense pressure to acquire a university degree flood back. The idea was simple back then: get a …
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A Sweet Lesson in Finance: The Tale of a $2.10 Milo My Dearest H, Do you remember our trip to the grocery store? The one where you held a $0.90 bottle of soy milk in your little hands, but your eyes were fixated on a can of Milo that cost $2.10? You pondered, weighed your …
